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重庆银行半年报：营收净利延续“双十”增长集团及法人规模站稳“双万亿”_我的网站

唐顿庄园

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Photo: Courtesy of Seahi Robotics
The oceans, covering over 70 percent of Earth's surface, are both the largest repository of resources and the most challenging frontier for humanity to conquer.
As the marine economy gradually becomes a new high ground for global economic growth, the surging demand for underwater facility operations and maintenance has opened up a clear commercial pathway for a new generation of marine robotics.
Great products aren't born in labs — they grow out of real-world needs. In Southeast Asia, port berthing schedules are measured the hour, and Singapore ranks among the world's most stringent ports. Clients often say, "We'd rather pay a premium for reliability" — no delays, no pollution. Compared with traditional foreign equipment plagued by low efficiency and frequent breakdowns, modular, adaptable marine robots capable of handling diverse tasks are clearly the way forward.
After identifying market needs, we assembled a massive engineering team. China's talent development system underpins our continuous innovation and iteration as a technology company. Competing for projects at high-end international ports is the ultimate proving ground. Seahi and other Chinese tech firms going global are not seeking merely to divide the existing pie — we aim to create a bigger one driven by new quality productive forces.
Chen Xiaobo is founder of Seahi Robotics and Young Scientist for a Maritime Power. [email protected]
。　　8月20日晚间，重庆银行（601963.SH，01963.HK）披露2026年半年度报告。

B | 报告显示，上半年该行营业收入、净利润延续“双十”增长势头，资产规模实现“双万亿”跨越。资产质量、盈利效率与重点领域投放保持稳健。　　量增质优：站稳“双万亿”，不良率降至1.11%　　截至6月末，重庆银行集团总资产达11089.09亿元，法人总资产达10428.18亿元，实现“双万亿”历史性跨越。

C | 存款余额6272.02亿元，较年初增加614.98亿元，增幅10.87%；贷款余额5824.59亿元，较年初增加511.75亿元，增幅9.63%。

D | 　　资产质量方面，该行不良贷款率1.11%，较上年末下降0.03个百分点；关注类贷款占比1.81%，较上年末下降0.13个百分点；拨备覆盖率247.31%，较上年末上升1.73个百分点，风险抵补能力持续增强。　　效益提升：延续“双十”增长，盈利效率持续提升　　报告期内，该行实现营业收入84.86亿元，同比增长10.79%；实现净利润37.67亿元，同比增长10.97%；实现归母净利润35.18亿元，同比增长10.29%。该行是13家连续10个季度实现营收、净利润“双正增长”的A股上市银行之一，也是唯一一家连续4个季度实现“双十增长”的A股上市银行。　　该行实现利息净收入73.89亿元，同比增长26.04%；净资产收益率同比提升0.51个百分点，连续4个季度实现同比提升。　　服务加力：聚焦重大战略，深化数字化转型　　该行依托区域布局优势、总部优势及根植本地的地缘、人文优势，不断提升对重大战略、重大项目和重点领域的综合服务能力。上半年，该行向成渝地区双城经济圈提供信贷支持超1400亿元；服务西部陆海新通道建设融资余额超600亿元。科技型企业贷款余额增长27.3%；制造业贷款规模超410亿元，重庆区域制造业中长期贷款同比增速超40%；绿色金融规模1069亿元，发放全国首笔跨省域GEP挂钩贷款；普惠贷款余额超770亿元，涉农贷款余额超570亿元；投行业务保持领先，承销份额在西部法人银行主承销商中排名第一。　　数字化方面，该行立足“456”数字化转型总体框架，聚焦“AI+数据”赋能和风险防控两条主线，持续深化数字化转型，建成生成式人工智能应用管理平台，部署“通义千问”大模型，新增“智能合规助手”等应用场景7个。移动展业覆盖外拓营销、信贷审批、柜面服务等场景，累计完成交易140.9万笔。